So this is what I get insurance for?

[dolari]

I went to emergency room back in January for my gallbladder. Insurance barely covered the cost of my medications (which I've taken 1, and for my ankle sprain from March). It didn't cover anything else - I paid over $200 for that visit.

I went to the doctor last April to have my foot looked at after my sprain, and a consultation for gall bladder surgery. I sent that into insurance, as well. It wasn't covered, and now I have a $300 bill to the doctor.

All this time I complained about nt having insurance, and now that I have it, they're not PAYING for anything. Why do I even give them money?

If I pay my bill to the doctor, I won't have enough to go on vacation, or will have to severely curtail it back to one city, and groceries instead of dinner. If I go on vacation, my doctor isn't going to get her money anytime soon.

Also I've definitively dropped my doctor. The tests she wants to run would run into the $1000s and if insurance simply won't cover them, I'm not gonna bother to take them, even as a prerequisite for hormones.

I spent years complaining that medical care was unaffordable without insurance, and now I'm paying to have nothing taken care of. I don't know when I was better off.

Comments

[jessie-c.livejournal.com]

Insurers are people we are forced to pay for the pleasure of hearing them tell us "NO!"

[emilydm.livejournal.com]

Debbie and her lawyer have been fighting with insurance for over two years now to get medical expenses from a not-at-fault car accident covered. She's not sure, but thinks it might be another couple of years before she sees any results, if she even sees any. Basically you have to fight insurance companies tooth and nail to bleed anything out of them. Bastards.

As far as the vacation goes, please don't worry about it, I have enough in reserve to cover the shortfall.

[red-pill.livejournal.com]

good lord. the us system sounds...well...crap. storys like this make me thankful that i have a couintry with unvserel helth cear (and i think the nhs is quite good, thank you very much).

good luck with sorting out your doctor stuff.

[hockeyfag.livejournal.com]

Can you call your insurance company and ask for the name of a doctor in the same field? I've had to do that before. They usually can find one that is covered.. It sucks changing doctors, but I had to do that when our company changed carriers :(

[salamanders.livejournal.com]

One word sweetie...CANADA :D

ALthough granted without government assistance my prescription pills use to cost me 180 bucks a month even here in Canada...but luckily BC is a lot nicer province when it comes to helping out us poor people

[jenndolari.livejournal.com]

>One word sweetie...CANADA :D

That's you answer or everything. ;)

[salamanders.livejournal.com]

Pretty much

including the questions:

What starts with C?

What ends with Da?

:D

[nonhumanreason.livejournal.com]

That sucks :(

Americans really need to do something about your "health care" system. It's completely insane that a country as rich as the USA treat people like that regarding health care. I think it's seriously time to start fighting for universal health care in the USA. I can't understand why you don't have it.

[jenndolari.livejournal.com]

What pisses me off about American Politics is that the Red Scare is still alive and well. ANYtime someone mentions "Universal Health Care" someone calls it "Socialized Medicine." The minute you say that, 99% of the population goes on a "SOCIALIZED?! THAT'S COMMUNISM!!" bent and it gets killed before it even begins.

It's not even being shot down for a GOOD reason - just a stupid outdated knee-jerk reaction.

[mundanecircus.livejournal.com]

And now you know why Michael Moore's making a hissy fit about the US system in "Sicko", which came out in theaters last week. And the feds, in turn, made a hissy fit for Moore taking ill 9/11 workers to Cuba for treatment, to prove that socialist medicine in Cuba works better than the US system.

Personally, I had to pay some sizable bills (but none as dire as Jenn's) on my private insurance, but mayne it's time we gave socialist medicine a chance.

Of course, the nanosecond soneone suggests that in Congress, companies like Blue Cross, Aflac and Aetna will start crying foul.

[varinobo.livejournal.com]

Come to Canada!

[jenndolari.livejournal.com]

That's your answer for everything. ;)

[varinobo.livejournal.com]

That's the WORLD'S answer for everything! Canada is a land of magical rainbow wonderment!

[ghostangel.livejournal.com]

I've found that the only decent insurance that you will get out of work-provided insurance is dental and vision. My basic insurance sucks ass and doesn't even cover 50% of emergency or non-basic situations.